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Bulletin Descriptions

Best Selling Private Health Plans

Individuals and Families

Affordable Choice Elite

First Health PPO Network

Enrollment Fee: Zero
Coverage Per Person: $1 million
Deductible: Zero
Co-Pays: Zero

Health Choice Select

First Health PPO Network

Enrollment Fee: $50
Coverage Per Person: $1.25 million
Deductible: Zero
Co-Pays: Zero

iEverydayCARE
Hospitalization

PHCS PPO Network

Enrollment Fee: Zero
Coverage Per Person: Unlimited
Deductible: Zero
Max Out Of Pocket: $4000
Co-Pays:
Wellness: $0
Primary Doctor: $0
Specialist: $50
Urgent Care: $50
Emergency Room: $500

Self-Employed Individuals and Families

Americas Choice 250

PHCS PPO Network

Enrollment Fee: Zero
Coverage Per Person: $1 Million
Deductible: $250
Co-Pays:
Wellness: $0
Primary Doctor: $50
Specialist: $50
Urgent Care: $50
Emergency Room: $250
Out Patient Surgery: $250
Co-Insurance:
In-Network: Zero

Major Medical
EBA 7350

Cigna PPO Network

Application Fee: Zero
Coverage Per Person: Unlimited
Max Out Of Pocket: $7350
Co-Pays:
Wellness: $0
Primary Doctor: $50
Specialist: $100
Urgent Care: $100
Mental Health Therapy: $50

Major Medical
GIGCARE 1500

Blue Cross Blue Shield PPO Network

Enrollment Fee: Zero
Coverage Per Person: Unlimited
Max Out of Pocket: $3000
Co-Pays:
Wellness: $0
Primary Doctor: $20
Specialist: $40
Urgent Care: $75
Mental Health Therapy: $20

Small to Large Group Coverage

MVP Bronze (+4 EE)

PHCS PPO Network

Enrollment Fee: $49
Max Out Of Pocket: $8,000
Co-Pays:
Wellness: $0
Primary Doctor: $50
Specialist: $75
Urgent Care: $75
Emergency Room: $750

Major Medical
EBA 7350 (+2 EE)

Cigna PPO Network

Enrollment Fee: $49
Coverage Per Person: Unlimited
Max Out Of Pocket: $7350
Co-Pays:
Wellness: $0
Primary Doctor: $50
Specialist: $100
Urgent Care: $100
Mental Health Therapy: $50

Major Medical
Price Bidding (+10 EE)

Cigna PPO Network
First Health PPO Network
Blue Cross Blue Shield PPO Network
PHCS PPO Network
And Others..

Application Fee: Zero

Competitive Bidding Process
Between Leading
Insurance Companies

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Major Medical GIGCARE 1500

Blue Cross Blue Shield PPO Network

Enrollment Fee: Zero

Coverage Per Person: Unlimited

Max Out Of Pocket: $3000

Co-Pays:

Wellness: $0

Primary Doctor: $20

Specialist: $40

Urgent Care: $75

Mental Health Therapy: $20

Select Age:

Select State:

GIGCARE 1500 is an excellent choice for self-employed individuals and families. Offered by Detego Health, GIGCARE 1500 delivers a standardized major medical PPO health plan with a max out of pocket of $3,000. It features national coverage with the Blue Cross Blue Shield PPO Network.

For checking doctors, please select Network Blue

Apply Now

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Major Medical EBA 7350 (+2 EE)

Cigna PPO Network

Enrollment Fee: $49

Coverage Per Person: Unlimited

Max Out Of Pocket: $7350

Co-Pays:

Wellness: $0

Primary Doctor: $50

Specialist: $100

Urgent Care: $100

Mental Health Therapy: $50

Select Age:

Select State:

Major Medical EBA 7350 is an excellent choice for groups of two (2) employees or more. Offered by SiriusPoint America Insurance Company, (AM Best A-). Major Medical EBA 7350 delivers a standardized major medical PPO health plan with a max out of pocket of 7350. It features national coverage with the Cigna PPO Network.

For checking doctors, please select: Employers or School.

Apply Now

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Select Age and State

Select Age:

Select State:

MVP Bronze is an excellent choice for groups consisting of more than four employees. Offered by SB/A Cooperative, MVP Bronze is an Employer’s self-funded health plan program and reinsured by Magna Insurance Company. MVP Bronze delivers a PPO health plan with no deductible and low co-pays. It features national coverage with the Aetna-owned First Health PPO Network.

For checking doctors, please utilize the client-specific network code: FHIND.

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Affordable Choice Elite

First Health PPO Network

Enrollment Fee: Zero

Coverage Per Person: $1 million

Deductible: Zero

Co-Pays: Zero

Select Age:

Select State:

Affordable Choice Elite is an excellent choice in terms of premium and coverage. Offered by ManhattanLife Insurance and Annuity Co (AM Best B++), Affordable Choice delivers a PPO health plan with no deductible and no co-pays. It features national coverage with the Aetna-owned First Health PPO Network.

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iEverydayCARE Hospitalization

PHCS PPO Network

Enrollment Fee: Zero

Coverage Per Person: Unlimited

Deductible: Zero

Max Out Of Pocket: $4000

Co-Pays:

Wellness: $0

Primary Doctor: $0

Specialist: $50

Urgent Care: $50

Emergency Room: $500

Select Age:

Select State:

iEverydayCARE Hospitalization is an excellent choice in terms of premium and coverage. Offered by Redirect Health, iEverydayCARE Hospitalization delivers a PPO health plan with no deductible and low co-pays. It features national coverage with the PHCS PPO Network.

For checking doctors, please select network PHCS then choose: Practitioner & Ancillary.

Note: In case of emergency, participants may go to any hospital with coverage backed by a $4000 max out of pocket.

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Select Age and State

Select Age:

Select State:

This plan offers Exclusive Choice 5000 with First Health PPO coverage...

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You Have Options

We Have Answers

COBRA too expensive?

High-priced premiums?

High Deductible?

Doctors not in network?

Turning 26?

Expensive Medication?

Pricey Max-out-of-pocket?

Dissolving a marriage?

Stuck in a job?

Apply Now

Frequently

Asked Questions

This refers to the kind of health services and treatments you anticipate requiring, which could range from general medical care to specialized treatments or preventive services.

What type of coverage do I need?
At First Health, we are the experts at reducing your monthly premium by tailoring each plan to your specifics needs.
What is the monthly premium?
The monthly premium varies based on the policy type, but it's also influenced by personal factors like age, health status, and geographical location.
What is the deductible?
At First Health, we offer several plan options with ZERO deductible, ensuring your health plan begins to contribute on day one.
What is a Co-Pay?
This is the fixed amount you pay for each doctors visit. Ask us which plans have no co-pays to reduce your out of pocket expenses.
Are my current doctors in-network?
At First Health, we recognize how crucial it is to retain your present healthcare providers. That's why we offer a variety of Preferred Provider Organization (PPO) networks, giving you the freedom to choose the option that best suits your healthcare needs and preferences.
Is an HMO bad?
An HMO stands for a Health Maintenance Organizations (HMO) and coverage typically is restricted to your residential county. If you travel with an HMO, expect to be out of pocket for unexpected illness and accidents.
What is a PPO?
A PPO stands for a Preferred Provider Organization (PPO) and consists of a large network of contracted physicians and facilities. A PPO network reduces out of pocket costs by limiting both the physician’s and facilities fee for service.

Does the plan cover medications I currently take?
At First Health, we pride ourselves on exceptional customer service. Our team of dedicated agents will assist with navigating the realms of prescriptions so you dont have to.
Does the plan offer preventative and/or Wellness care?
Yes, every plan provided by First Health includes preventative care benefits, designed to help monitor and maintain your health and wellbeing.
What is the policy for referrals to specialists?
At First Health, we've removed the need for referrals to specialists, so you can access the care you deserve more directly and with less hassle.
Does the plan include dental and vision coverage?
First Health offers dental and vision coverage as optional add-ons to all of our plan options.
What are the terms for pre-existing conditions?
Some plans have specific terms or waiting periods for pre-existing conditions, while others do not.
Does this coverage represent a 'short-term' commitment or is it 'guaranteed renewable'?
At First Health, all of our plans are guaranteed renewable until age 65. Beware of choosing a short-term plan where you may be dropped when you need coverage the most.
Will your agent provide ongoing assistance throughout the duration of your policy, or will you be directed to a general customer service team for inquiries?
At First Health, each policy comes with a dedicated agent who provides consistent, personalized support throughout the life of the policy, ensuring tailored service and expert guidance for all your insurance needs.