Group Insurance Submission Form
Complete this form to initiate enroll your group in the Cinga PPO. Please select: "Copay $7350" to secure the quoted price.
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COBRA too expensive?
High-priced premiums?
High Deductible?
Doctors not in network?
Turning 26?
Expensive Medication?
Pricey Max-out-of-pocket?
Dissolving a marriage?
Stuck in a job?
Frequently
Asked Questions
This refers to the kind of health services and treatments you anticipate requiring, which could range from general medical care to specialized treatments or preventive services.
What type of coverage do I need?
At First Health, we are the experts at reducing your monthly premium by tailoring each plan to your specifics needs.
What is the monthly premium?
The monthly premium varies based on the policy type, but it's also influenced by personal factors like age, health status, and geographical location.
What is the deductible?
At First Health, we offer several plan options with ZERO deductible, ensuring your health plan begins to contribute on day one.
What is a Co-Pay?
This is the fixed amount you pay for each doctors visit. Ask us which plans have no co-pays to reduce your out of pocket expenses.
Are my current doctors in-network?
At First Health, we recognize how crucial it is to retain your present healthcare providers. That's why we offer a variety of Preferred Provider Organization (PPO) networks, giving you the freedom to choose the option that best suits your healthcare needs and preferences.
Is an HMO bad?
An HMO stands for a Health Maintenance Organizations (HMO) and coverage typically is restricted to your residential county. If you travel with an HMO, expect to be out of pocket for unexpected illness and accidents.
What is a PPO?
A PPO stands for a Preferred Provider Organization (PPO) and consists of a large network of contracted physicians and facilities. A PPO network reduces out of pocket costs by limiting both the physician’s and facilities fee for service.
Does the plan cover medications I currently take?
At First Health, we pride ourselves on exceptional customer service. Our team of dedicated agents will assist with navigating the realms of prescriptions so you dont have to.
Does the plan offer preventative and/or Wellness care?
Yes, every plan provided by First Health includes preventative care benefits, designed to help monitor and maintain your health and wellbeing.
What is the policy for referrals to specialists?
At First Health, we've removed the need for referrals to specialists, so you can access the care you deserve more directly and with less hassle.
Does the plan include dental and vision coverage?
First Health offers dental and vision coverage as optional add-ons to all of our plan options.
What are the terms for pre-existing conditions?
Some plans have specific terms or waiting periods for pre-existing conditions, while others do not.
Does this coverage represent a 'short-term' commitment or is it 'guaranteed renewable'?
At First Health, all of our plans are guaranteed renewable until age 65. Beware of choosing a short-term plan where you may be dropped when you need coverage the most.
Will your agent provide ongoing assistance throughout the duration of your policy, or will you be directed to a general customer service team for inquiries?
At First Health, each policy comes with a dedicated agent who provides consistent, personalized support throughout the life of the policy, ensuring tailored service and expert guidance for all your insurance needs.
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