Welcome to First Health
Affordable, Flexible
Personalized
Proudly serving individuals, families and small businesses
with the healthcare solutions they deserve.
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What Amazing Us
THE INSURANCE EXPERTS
Providing Financial
FREEDOM
Get In Touch
Simple Three Step Process
Understand Your Needs
We start with a few simple questions about your doctors, prescriptions, budget, and timing so you can clearly understand how private health insurance works before moving forward.
Understand Costs & Tradeoffs
Next, we walk you through real scenarios so you can understand what affects private health insurance cost and how different coverage decisions impact what you pay.
Enroll With Ongoing Support
Once you are ready, we help you move forward with a plan that fits your situation and stay available as your needs change. When you’re ready, you can compare private health insurance plans.
Private Health Insurance by State
Private health insurance options vary by state due to provider networks, regional healthcare systems, pricing factors, and local plan availability. Explore state-specific coverage pages to compare plans, review provider access, and find the right fit for your needs.
Start with popular states
Compare private health insurance options in some of the most searched locations.
Popular plan paths by state
PPO Options
Review broader provider access and flexible network options available in your state.
Compare PPO PlansGet a Quote
See current private health insurance options and request a personalized quote.
Get a QuoteView State Page
Explore plan details, provider access, and coverage guidance for your state.
Browse State PagesWhy Choose Us
Nationwide Coverage
Individuals
Private plans are available for individuals aged 18-64, offering options tailored to meet your specific needs.
Families
Tailored options designed to meet the unique needs of each family member, assisting you in making informed choices.
Small Business
Explore the Employer Business Alliance (EBA): Group insurance options catering to the needs of the self-employed.
Independent Contractors
Insurance options available outside of employer-based group plans.
Travel Nurses
Experience a nationwide Private PPO that offers uniform coverage in every state.
Truckers
Keep wellness within reach with our round-the-clock telemedicine services, operating nationwide, accessible whenever you need it.
You Have Options
We Have Answers
COBRA too expensive?
High-priced premiums?
High Deductible?
Doctors not in network?
Turning 26?
Expensive Medication?
Pricey Max-out-of-pocket?
Dissolving a marriage?
Stuck in a job?
Frequently
Asked Questions
This refers to the kind of health services and treatments you anticipate requiring, which could range from general medical care to specialized treatments or preventive services.
What type of coverage do I need?
At First Health, we are the experts at reducing your monthly premium by tailoring each plan to your specifics needs.
What is the monthly premium?
The monthly premium varies based on the policy type, but it's also influenced by personal factors like age, health status, and geographical location.
What is the deductible?
At First Health, we offer several plan options with ZERO deductible, ensuring your health plan begins to contribute on day one.
What is a Co-Pay?
This is the fixed amount you pay for each doctors visit. Ask us which plans have no co-pays to reduce your out of pocket expenses.
Are my current doctors in-network?
At First Health, we recognize how crucial it is to retain your present healthcare providers. That's why we offer a variety of Preferred Provider Organization (PPO) networks, giving you the freedom to choose the option that best suits your healthcare needs and preferences.
Is an HMO bad?
An HMO stands for a Health Maintenance Organizations (HMO) and coverage typically is restricted to your residential county. If you travel with an HMO, expect to be out of pocket for unexpected illness and accidents.
What is a PPO?
A PPO stands for a Preferred Provider Organization (PPO) and consists of a large network of contracted physicians and facilities. A PPO network reduces out of pocket costs by limiting both the physician’s and facilities fee for service.
Does the plan cover medications I currently take?
At First Health, we pride ourselves on exceptional customer service. Our team of dedicated agents will assist with navigating the realms of prescriptions so you dont have to.
Does the plan offer preventative and/or Wellness care?
Yes, every plan provided by First Health includes preventative care benefits, designed to help monitor and maintain your health and wellbeing.
What is the policy for referrals to specialists?
At First Health, we've removed the need for referrals to specialists, so you can access the care you deserve more directly and with less hassle.
Does the plan include dental and vision coverage?
First Health offers dental and vision coverage as optional add-ons to all of our plan options.
What are the terms for pre-existing conditions?
Some plans have specific terms or waiting periods for pre-existing conditions, while others do not.
Does this coverage represent a 'short-term' commitment or is it 'guaranteed renewable'?
At First Health, all of our plans are guaranteed renewable until age 65. Beware of choosing a short-term plan where you may be dropped when you need coverage the most.
Will your agent provide ongoing assistance throughout the duration of your policy, or will you be directed to a general customer service team for inquiries?
At First Health, each policy comes with a dedicated agent who provides consistent, personalized support throughout the life of the policy, ensuring tailored service and expert guidance for all your insurance needs.
